The Federal Reserve Bank of Atlanta Asks How “Discouraged” are Small Businesses? Here are some Insights from an Atlanta Fed small business lending survey. Roughly half of U.S. workers are employed at firms with fewer than 500 employees, and about 90 percent of U.S. firms have fewer than 20 employees. While estimates vary, small businesses are also credited with creating the lion’s share of net new jobs. Small businesses are, in total, a big deal. Many people have noted the decline …

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Atlanta Fed asks: How "Discouraged" are Small Businesses?